Many people fall into debt at some point in their lives. Sometimes all it takes is a small change in circumstances to tip the balance and turn a manageable situation into a debt problem. At UNISON Welfare we are used to helping members who are struggling to cope with the stress and worry of debt. Through our
partners at Payplan we can provide you with free and confidential advice to help clear your debts.    With Payplan's debt management plan you get:

Reduction of multiple debts to a single payment Choice of payment methods including PayPoint cash option An assigned case officer to call for advice throughout the repayment programme Supported self-help if you prefer A completely free service with no hidden charges

Payplan's debt management plan is paid for by the credit industry so every penny of your repayments goes towards your debts unlike some debt management companies who charge a fee. This is just one of the ways they can help and you will be offered a solution that best meets your individual circumstances. Payplan's advisers are aware of the types of grant that UNISON Welfare can offer and will refer you to us if they think we can help to ease your situation.

Contact Debtline on 0800 389 3302. Lines are open 8am to 9pm Monday to Friday and 9am to 1pm on Saturdays.



UNISON Welfare and Payplan have launched a new micro-site so members can access free and impartial debt advice online. The site replaces the previous online facility and can be accessed using the same address as before and is linked to the welfare pages on the UNISON website. The micro-site includes a debt calculator and advice covering a whole range of debt problems.

To visit the micro-site, please click here.